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debit Card•
Avalanche Card
by Rain Liquidity
The Avalanche Card is a crypto-backed Visa card. Spend USDC, USDT, AVAX, and WAVAX anywhere Visa is accepted. Non-custodial: users retain ownership of assets until spend. Virtual and physical cards. No monthly or issuance fees.
AVALANCHE CARD
Rain Liquidity
Cashback
Variable
Annual Fee
Free
FX Fee
1%
Staking
None
N/A
Max Cashback
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- Credit-check free approval
Pros
- Non-custodial (Self-custody of assets)
- No monthly, annual, or issuance fees
- Low FX fee (1%)
- Supports Apple Pay and Google Pay
- Physical and Virtual cards available
Cons
- Restricted in many US states and countries
- User pays network gas fees for deposits
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
AvailableExcludedUnknown
Available In (31)
Antigua and BarbudaArgentinaBahamasBarbadosBoliviaBrazil
Not Available In (19)
BelarusCubaIndiaIranIraqIsrael
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
ReplacementFree
Fee Structure
Annual FeeFree
Monthly FeeNone
FX Fee1%
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree
Detailed Fee Structure
FX Fee1% (Users pay network gas fees for on-chain top-ups, but no conversion fees)
Users pay network gas fees for on-chain top-ups, but no conversion fees
Fee Details
FX Fee is stated as 1%. There are no issuance, monthly, or shipping fees. Users pay network gas fees for on-chain transactions (top-ups), but the card issuer charges no conversion fees.
Limits & Conditions
Spend power = collateral × available %. Stables 1:1 USD; non-stable up to 50% LTV. Rain may set daily/monthly limits, including $0. No public hard ATM/$ cap.
Crypto Capabilities
Security & Custody
Custody ModelNon-Custodial
Wallet TypeSmart Contract
InfrastructureRain Liquidity; issuer: Third National (Nimbus LLC d/b/a Third National) under Visa
Supported Assets
Chains
Avalanche
Tokens
USDC
USDTAVAX
WAVAX
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsAvalanche Rewards (Avax Points) are earned on eligible spend; the earn rate is disclosed in-app only. Points have a face value of $0.01 each, redeemable at 70% value as a statement credit or at 100% value through the travel portal.
