Cardano Card
by Wirex
The Cardano Card, distributed by EMURGO and issued by Wirex, lets users spend ADA and 685+ supported cryptocurrencies at Visa merchants via the Wirex app. Up to 8% Cryptoback™ (Standard up to 1%, Premium up to 3%, Elite up to 8% on cardanocard.io). Borrow stablecoins with ADA collateral. Physical card available (limited stock). Self-custody and ADA balance staking marked Coming Soon; roadmap lists self-custody wallet + ADA cashback on purchases for Q1-Q2 2026. Wirex Cryptoback™ help pays rewards in WXT.
Unique Features
- Native ADA integration in Wirex App
- Cardano Treasury donation from profits
- Future non-custodial version (Phase 2)
Pros
- Spend ADA directly at Visa merchants
- Up to 8% Cashback (Elite Tier)
- No FX fees (Premium/Elite)
- Borrow against ADA without selling
- Metal card available (Elite)
Cons
- Monthly fees for higher tiers ($11.99 / $34.99 on cardanocard.io)
- Currently custodial (Non-custodial planned for 2026 / Coming Soon)
- Cryptoback™ paid in WXT on Wirex help; product markets ADA rewards (ADA cashback still on Q1-Q2 2026 roadmap)
- ATM fees apply after regional free limit
Integrations & Tech
Available In (1)
Not Available In (180)
Tier Comparison
Standard
1% CashbackFee Structure
ATM Capabilities
Detailed Fee Structure
No printed card FX % on cardanocard.io or Wirex fees-1379; prior free-up-to-tier-limits wording not reconfirmed on fees article
Wirex fees regional free then 2%: EEA €200; UK £200; SG/APAC S$200; AU A$400; Other £200. Premium €400 / Elite €800 not printed on issuer fees.
Fee Details
Official Cardano Card tiers (cardanocard.io): Standard $0/month*; Premium $11.99/month*; Elite $34.99/month*. Wirex X-tras help still lists Premium €9.99 / Elite €29.99 (EUR help figures — do not treat as Cardano USD overwrite). Card issuance Free (Wirex fees). ATM (Wirex fees): free up to regional monthly allowance then 2% (EEA €200; UK £200; SG/APAC S$200; AU A$400; Other £200). Delivery is regional (not free). Crypto exchange fees in-app.
Limits & Conditions
ATM free allowance is regional on Wirex fees (EEA €200/mo then 2%; UK £200; SG/APAC S$200; AU A$400; Other £200) — not Standard/Premium/Elite €200/€400/€800. Spending limits vary by region.
Crypto Capabilities
Security & Custody
Supported Assets
