OpenCryptoCards
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debit Card•

CoinW Card

by CoinW

The CoinW Card is a crypto debit card that allows CoinW users to spend USDT holdings. It converts USDT to fiat (USD) at the point of sale. CoinW offers USD virtual cards on Visa and Mastercard plus a physical card.

CoinW Card Logo
COINW CARD
CoinW
Cashback
Variable
Annual Fee
Free
FX Fee
None
Staking
None
N/A
Max Cashback
Paid in USDT
$0
Annual Fee
0
Premium Perks
Available Regions

Unique Features

  • Top-up directly with USDT
  • Accepted in 170+ countries by over 50 million merchants

Pros

  • Supports Apple Pay & Google Pay (plus Samsung Pay)
  • Zero monthly fees, $0 annual fee on the physical card, free issuance during promotions
  • Instant Virtual Card issuance
  • Direct USDT spending without manual sell orders

Cons

  • No ongoing cashback on purchases
  • Minimum top-up of 30 USDT
  • Issuance availability is opaque (regional restrictions apply)
  • Strictly custodial (funds must be on CoinW)

Integrations & Tech

Apple Pay
Google Pay
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
Global availability (excluding sanctioned regions)
AvailableExcludedUnknown

Available In (1)

Global

Not Available In (12)

BelarusChinaCubaIranMyanmarNorth Korea
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
ReplacementFree

Fee Structure

Annual FeeFree
Monthly FeeNone
FX FeeNone
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree

Detailed Fee Structure

ATM Fee2%

Fee Details

Issuer card page (coinw.com/crypto-card, checked 7 Oct 2026): free card issuance during promotions (otherwise the required issuance fee is paid on application) and zero monthly fees; Premium USD Physical Card annual fee $0. Apple Pay, Google Pay, and Samsung Pay advertised. Accepted in 170+ countries. Physical card supports ATM withdrawals where supported; ATM fee not stated on the card page. Do not publish a guessed standard issuance of ~10 USDT.

Limits & Conditions

Minimum top-up is confirmed at 30 USDT. Max balance and spending limits vary by KYC level, typically around $5,000/day for standard verified users.

Crypto Capabilities

Security & Custody

Custody ModelCustodial
Wallet TypeExchange Account
InfrastructureProprietary

Supported Assets

Chains
Tokens
USDT
USDT
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring

Lifestyle Benefits

No specific perks listed for this card.
Rewards Program DetailsNo ongoing % cashback on spend (e.g., 2% on groceries). Rewards are strictly 'Activation Bonuses' (e.g., 10 USDT for activating physical card) and 'Top-up Bonuses' (e.g., 5 USDT for first top-up).
Payout Frequency
Instant (for Welcome Bonuses)

Frequently Asked Questions

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