CoinW Card
by CoinW
The CoinW Card is a crypto debit card that allows CoinW users to spend USDT holdings. It converts USDT to fiat (USD) at the point of sale. CoinW offers USD virtual cards on Visa and Mastercard plus a physical card.

Unique Features
- Top-up directly with USDT
- Accepted in 170+ countries by over 50 million merchants
Pros
- Supports Apple Pay & Google Pay (plus Samsung Pay)
- Zero monthly fees, $0 annual fee on the physical card, free issuance during promotions
- Instant Virtual Card issuance
- Direct USDT spending without manual sell orders
Cons
- No ongoing cashback on purchases
- Minimum top-up of 30 USDT
- Issuance availability is opaque (regional restrictions apply)
- Strictly custodial (funds must be on CoinW)
Integrations & Tech
Available In (1)
Not Available In (12)
Fee Structure
Detailed Fee Structure
Fee Details
Issuer card page (coinw.com/crypto-card, checked 7 Oct 2026): free card issuance during promotions (otherwise the required issuance fee is paid on application) and zero monthly fees; Premium USD Physical Card annual fee $0. Apple Pay, Google Pay, and Samsung Pay advertised. Accepted in 170+ countries. Physical card supports ATM withdrawals where supported; ATM fee not stated on the card page. Do not publish a guessed standard issuance of ~10 USDT.
Limits & Conditions
Minimum top-up is confirmed at 30 USDT. Max balance and spending limits vary by KYC level, typically around $5,000/day for standard verified users.


