OpenCryptoCards
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05
debit Card•

CoinZoom Card

by Zenus Bank

The CoinZoom Visa Debit Card is a custodial crypto card that offers up to 5% rewards in ZOOM tokens. While it functions for spending worldwide, card issuance is heavily restricted and currently unavailable in major Western markets including Canada, Australia, the UK, and the European Union.

CoinZoom Card Logo
COINZOOM CARD
Zenus Bank
Cashback
Up to 5%
Annual Fee
Free
Staking
None
5%
Max Cashback
Paid in ZOOM
$0
Annual Fee
0
Premium Perks
Available Regions

Unique Features

  • ZoomMe instant P2P transfers

Pros

  • Up to 5% rewards in ZOOM
  • Instant crypto-to-fiat conversion
  • No monthly fees
  • Free ATM withdrawals (CoinZoom side)

Cons

  • Not available for residents of EU, UK, Canada, Australia
  • High staking requirement for top tiers (300k ZOOM for Black)
  • 1.49% crypto conversion fee on spend
  • Insufficient funds decline fee ($0.50 per decline)

Integrations & Tech

Apple Pay
Google Pay
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
IBAN: Zenus Bank accounts may offer US bank details.
AvailableExcludedUnknown

Available In (145)

AlbaniaAlgeriaAmerican SamoaAndorraAnguillaAntigua and Barbuda

Not Available In (47)

AustraliaAustriaBangladeshBelgiumBulgariaCanada
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
ReplacementFree

Tier Comparison

Non-Prime

0.5% Cashback
Stake Required
Free
Issuance Fee
Free
Replacement Fee
Free
ATM Fee
Free (plus ATM owner fees)
Tier Perks
•Trading Fee Discount(0%)

Fee Structure

Annual FeeFree
Monthly FeeNone
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity Fee$5
Crypto Conversion1.49%
Credit CheckNot Required
Top-Up FeeFree

ATM Capabilities

ATM Fee (Domestic)0
ATM Fee (Intl)0

Fee Details

Card declined for insufficient funds: $0.50 (CoinZoom fees page). Non-Prime US shipping $5 / $12 (flat/expedited); international shipping (non-Prime) $5 / $60; Prime members card shipping free. Inactivity fee (Terms): $4.99 per month after 6 months without login, trading or deposit/withdrawal, $9.99 per month after 12 months, and a one-time $100 account closing fee with closure after 36 months.

Limits & Conditions

Limits are strictly tier-based. Max Daily POS ranges from $700 (Non-Prime) to $10,000 (Black). Max Daily Cash withdrawal ranges from $200 (Non-Prime) to $2,000 (Black). Source: CoinZoom help 'Deposit, Withdrawal, Spending, and Transferring Daily Limits' (https://support.coinzoom.com/en/articles/12803846-deposit-withdrawal-spending-and-transferring-daily-limits): POS daily $700/$1,500/$2,500/$5,000/$10,000, ATM daily $100/$250/$250/$500/$1,000, total ATM+OTC daily $200/$500/$500/$1,000/$2,000. Conflict: the Prime page (coinzoom.com/en/prime) lists Gold $5,000 and Diamond $7,500 daily POS, and the Fees & Limits page table gives different ATM/POS figures; the help article governs.

Crypto Capabilities

Security & Custody

Custody ModelCustodial
Wallet TypeExchange Account
InfrastructureZenus Bank

Supported Assets

Chains
Ethereum
Ethereum
Tokens
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring

Lifestyle Benefits

No specific perks listed for this card.
Rewards Program DetailsRewards are paid in ZOOM tokens. Rates: Non-Prime (0.5%), Silver (1%), Gold (2%), Diamond (3%), Black (5%). Tier entry (CoinZoom help, 16 Sep 2026, https://support.coinzoom.com/en/articles/12821905-how-to-earn-rewards-on-everyday-purchases): hold 0 / 10,000 / 50,000 / 150,000 / 300,000 ZOOM. Rewards are unlimited on most purchases, with some MCCs capped at the first $5,000 per rolling 30 days.
Payout Frequency
Instant
Exclusions
No rewards on MCC 4829, 6010, 6011 (ATM), 6012, 6051, 6211, 6540, 7399, 8398, 9211, 9311. Rewards limited to the first $5,000 of purchases per rolling 30 days on MCCs including utilities, wholesale clubs, department and discount stores, grocery, service stations, digital goods, drug stores and USPS. Card blocked for gambling, lottery and massage-parlour MCCs (7297, 7800-7802, 7995).

Frequently Asked Questions

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