CoinZoom Card
by Zenus Bank
The CoinZoom Visa Debit Card is a custodial crypto card that offers up to 5% rewards in ZOOM tokens. While it functions for spending worldwide, card issuance is heavily restricted and currently unavailable in major Western markets including Canada, Australia, the UK, and the European Union.

Unique Features
- ZoomMe instant P2P transfers
Pros
- Up to 5% rewards in ZOOM
- Instant crypto-to-fiat conversion
- No monthly fees
- Free ATM withdrawals (CoinZoom side)
Cons
- Not available for residents of EU, UK, Canada, Australia
- High staking requirement for top tiers (300k ZOOM for Black)
- 1.49% crypto conversion fee on spend
- Insufficient funds decline fee ($0.50 per decline)
Integrations & Tech
Available In (145)
Not Available In (47)
Tier Comparison
Non-Prime
0.5% CashbackFee Structure
ATM Capabilities
Fee Details
Card declined for insufficient funds: $0.50 (CoinZoom fees page). Non-Prime US shipping $5 / $12 (flat/expedited); international shipping (non-Prime) $5 / $60; Prime members card shipping free. Inactivity fee (Terms): $4.99 per month after 6 months without login, trading or deposit/withdrawal, $9.99 per month after 12 months, and a one-time $100 account closing fee with closure after 36 months.
Limits & Conditions
Limits are strictly tier-based. Max Daily POS ranges from $700 (Non-Prime) to $10,000 (Black). Max Daily Cash withdrawal ranges from $200 (Non-Prime) to $2,000 (Black). Source: CoinZoom help 'Deposit, Withdrawal, Spending, and Transferring Daily Limits' (https://support.coinzoom.com/en/articles/12803846-deposit-withdrawal-spending-and-transferring-daily-limits): POS daily $700/$1,500/$2,500/$5,000/$10,000, ATM daily $100/$250/$250/$500/$1,000, total ATM+OTC daily $200/$500/$500/$1,000/$2,000. Conflict: the Prime page (coinzoom.com/en/prime) lists Gold $5,000 and Diamond $7,500 daily POS, and the Fees & Limits page table gives different ATM/POS figures; the help article governs.


