debit Card•

Exodus Spend Card

Name: Exodus Spend Card
Brand: Exodus Movement, Inc.
Availability: InStock

by Exodus Movement, Inc.

A virtual Mastercard debit card that allows real-time, non-custodial spending from the Exodus mobile wallet. The Spend Card uses a delegation model: funds stay in your Solana wallet until a purchase. Supported assets: XO Cash (XO), USDC, and USDT on Solana. Different from the card in Exodus Pay; existing Spend Card users may be prompted to migrate.

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Official Site

EXODUS SPEND CARD

Exodus Movement, Inc.

Cashback

Variable

Annual Fee

Free

FX Fee

None

Staking

None

N/A

Max Cashback

Annual Fee

Premium Perks

Available Regions

Unique Features

Delegation mechanism: Approve a spending limit without moving funds to a 3rd party account.

Pros

True self-custody: funds stay in your wallet until the tap
No platform fees or FX markups
Instant setup and Apple/Google Pay integration

Cons

No physical card available
Limited to XO, USDC, and USDT on Solana
No ATM access advertised on the Spend Card help page
Requires SOL in the wallet for network fees
Not available to US users

Integrations & Tech

iOS App

Android App

Debit Mode

IBAN Support

Credit Mode

IBAN: Card is funded via Solana asset delegation, not SEPA/IBAN.

AvailableExcludedUnknown

Available In (30)

ArgentinaAustriaBelgiumBrazilBulgariaCanada

Virtual Card

Available

Instant digital issuance.

Physical Card

Not Available

Fee Structure

Annual FeeFree

Monthly FeeNone

FX FeeNone

Issuance FeeFree

Shipping FeeFree

Replacement FeeFree

Inactivity FeeNone

Crypto ConversionFree

Credit CheckNot Required

Top-Up FeeFree

Detailed Fee Structure

FX Fee0% (No Exodus fees, only Solana network gas fees)

No Exodus fees, only Solana network gas fees

Detailed Limits

Spending LimitsDynamic

~$10k daily subject to verification level

Fee Details

Exodus does not charge fees. Users only pay Solana network (gas) fees for 'Manage Delegation' actions (linking/unlinking assets) and at the moment of sale.