secured-credit Card•

MEXC x ether.fi Card

Name: MEXC x ether.fi Card
Brand: Ether.fi
Availability: InStock

by Ether.fi

Non-custodial DeFi-native Visa credit card partnered with ether.fi. Users borrow fiat for spending against on-chain crypto collateral while retaining asset control and earning yield. Flexible repayment with no minimums.

Request Card

Official Site 𝕏

MEXC X ETHER.FI CARD

Ether.fi

Cashback

Up to 4%

Annual Fee

Free

FX Fee

0.5%

Staking

None

Max Cashback

Paid in ETHFI

Annual Fee

Premium Perks

Available Regions

Unique Features

Non-custodial architecture
Seamless integration with MEXC account for funding
Spend-to-earn membership progression

Pros

Cashback up to 3% (Core) to 4% (VIP) in ETHFI under standard ether.fi Cash terms
Assets stay on-chain (non-custodial)
No credit check
No fixed spending limits

Cons

Complex DeFi mechanics (borrowing/LTV)
Restricted in major crypto hubs (USA, Netherlands, Estonia)
Virtual-first (physical card is tier-restricted)
Advanced KYC and address verification required
Collateral volatility risk if not repaid
MEXC-exclusive extra cashback ended 13 Sep 2026; standard ether.fi Cash cashback now applies
Cashback is paid in ETHFI after a 7-day lock and must be claimed (min $5)

Integrations & Tech

Debit Mode

Credit Mode

IBAN Support

iOS App

Android App

AvailableExcludedUnknown

Available In (77)

ArgentinaAustraliaAustriaBangladeshBelgiumBolivia

Not Available In (10)

CanadaChinaIndiaIndonesiaIsraelNetherlands

Virtual Card

Available

Instant digital issuance.

Physical Card

Not Available

Tier Comparison

Core

3% Cashback

Stake Required

Free

Issuance Fee

Free

Replacement Fee

$10

FX Fee

0.5% added FX fee on non-USD/EUR transactions (ether.fi help)

ATM Fee

Free ATM withdrawals: 10 per month (card-level figure, not tied to a membership level). ether.fi's help articles disagree on which levels get this: the benefits table lists up to 10/month for Core and Luxe and unlimited for Pinnacle and VIP, while the upgrade article lists up to 10 free per month as a Pinnacle benefit.

Tier Perks

•Virtual Card(1 free virtual card (a $10 first-card fee applies in some regions); $10 per extra virtual card.)

•Visa Signature protection(Price Protection $2,000; Purchase Protection $10,000; Extended Warranty $10,000.)

Fee Structure

Annual FeeFree

Monthly FeeNone

FX Fee0.5%

Issuance FeeFree

Shipping FeeFree

Replacement FeeFree

Inactivity FeeNone

Crypto ConversionFree

Credit CheckNot Required

Top-Up FeeFree

ATM Capabilities

ATM Fee (Domestic)N/A

ATM Fee (Intl)N/A

Free Withdrawal Limit$10/monthly

Detailed Limits

Spending LimitsDynamic

No fixed fiat limit. Spending power determined by crypto deposit value (LTV ratio)

Fee Details

Card issuance is free. Users pay standard gas fees when moving assets on-chain to fund the collateral account. FX: ether.fi adds an FX fee on top of the base rate only for transactions in currencies other than USD or EUR; Core 0.5% (Luxe 0.25%, Pinnacle and VIP none; ether.fi help 'What's the FX rate used on Cash transactions?'). The former 0% FX for MEXC users is not stated on any current issuer page. ATM: 10 free withdrawals per month; ether.fi's help articles disagree on which membership levels get them (benefits table: Core and Luxe up to 10/month, Pinnacle and VIP unlimited; 'Why purchase a Membership upgrade?': up to 10 free per month at Pinnacle).

Limits & Conditions

There is no fixed fiat limit. Your spending power is determined by the value of the crypto you deposit into the ether.fi Cash account (Loan-to-Value ratio). ATM (ether.fi help, same for every membership level): up to $5,000 per withdrawal, up to 5 attempts and $25,000 in a rolling 24 hours; virtual cards work at contactless ATMs via Apple Pay/Google Pay with a card PIN.

Crypto Capabilities

Security & Custody

Custody ModelNon-Custodial

Wallet TypeSmart Contract

Infrastructureether.fi

Supported Assets

Chains

Optimism

Scroll

Ethereum

Arbitrum

Base

Tokens

USDC

USDT

EURC

frxUSD

weETH

WETH

eBTC

ETHFI

sETHFI

WHYPE

beHYPE

liquidETH

liquidBTC

liquidUSD

liquidReserve

liquidEUR

liquidRWA

QQQx

SPYx

PAXG

TBLLx

Yield on Collateral

On-chain History

Governance Rights

Credit Scoring

Lifestyle Benefits

Travel PerksAirport lounge access and hotel discounts for high-tier members.

Rewards Program DetailsThe former additional MEXC cashback benefit (flat 4%) ended on 13 Sep 2026 (ether.fi help center). Eligible purchases now follow standard ether.fi Cash cashback terms, paid in ETHFI with a 7-day lock before claiming (min $5): Core 3% on the first $2,000/month, then 1% to $3,000 and 0.5% above; Luxe 3% on the first $10,000; Pinnacle 3% on the first $50,000; VIP 4% on the first $50,000. EUR card spend shares the same monthly counter but has lower thresholds (USD equivalent, not €), and the top band earns 0.1% instead of 0.5%: Core above $1,500, Luxe above $6,000, Pinnacle above $26,000 (ether.fi help 'How does cashback work?').

Payout Frequency

7-day lock after purchase clears, then claim (min $5)