debit Card•

Nebeus Card

Name: Nebeus Card
Brand: Rintral Trading SLU
Availability: InStock

by Rintral Trading SLU

The Nebeus Card is a custodial debit card that bridges the gap between crypto and daily spending. It allows users in the EEA and UK to spend their crypto assets (automatically converted to fiat at the point of sale) or fiat balances. It connects directly to a Nebeus Money Account with a personal IBAN.

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NEBEUS CARD

Rintral Trading SLU

Cashback

Up to 1%

Annual Fee

Free

FX Fee

None

Staking

None

Max Cashback

Paid in EUR

Annual Fee

Premium Perks

Available Regions

Unique Features

Crypto Renting (high yield) integration in the same app
Insured Vault for cold storage

Pros

Free virtual Mastercard (opening and monthly fee free); Apple Pay and Google Pay for shops
Integrated EUR IBAN and UK Sort Code
Automatic crypto-to-fiat conversion for seamless spending
High monthly ATM limit (€2,000)

Cons

Monthly ATM limit is relatively low for heavy cash users
Custodial nature means you do not hold private keys
Potential spread/fees on crypto conversion at point of sale

Integrations & Tech

IBAN Support

iOS App

Android App

Debit Mode

Credit Mode

IBAN: Dedicated EUR IBAN provided by Quicko (Poland) or Fiat Republic (Netherlands) for EEA residents; UK Sort Code/Account Number for UK residents.

AvailableExcludedUnknown

Available In (31)

AustriaBelgiumBulgariaCroatiaCyprusCzech Republic

Virtual Card

Available

Instant digital issuance.

Physical Card

Not Available

Fee Structure

Annual FeeFree

Monthly FeeNone

FX FeeNone

Issuance FeeFree

Shipping FeeFree

Replacement Fee$10

Inactivity Fee$30

Crypto ConversionFree

Credit CheckNot Required

Top-Up FeeFree

ATM Capabilities

ATM Fee (Domestic)N/A

ATM Fee (Intl)N/A

Free Withdrawal Limit$2,000/monthly

Detailed Limits

ATM Limits€2,000/month

Monthly Amount

2,000 EUR

Fee Details

Card issuance is free. Virtual cards are free. Inactive accounts (Money Accounts) are subject to a €30 administration fee after notice. Card payments in the account's currency are free; payments from an account in another currency are converted at the Nebeus sell rate (card fees help, 25 Oct 2026, https://help.nebeus.com/en/fees-limits/card-fees). Nebeus doesn't issue physical cards; Apple Pay and Google Pay take their place (https://help.nebeus.com/en/cards/how-the-nebeus-card-works).

Limits & Conditions

Official documentation explicitly states a 'monthly ATM withdrawal limit of 2,000 EUR, USD, or GBP'. Daily spending limits are not publicly detailed.

Crypto Capabilities

Security & Custody

Custody ModelCustodial

Wallet TypeExchange Account

InfrastructureQuicko / BitGo (Custody)

Supported Assets

Chains

Bitcoin

Ethereum

Polygon

Avalanche

Tron

Solana

Binance Smart Chain

Tokens

BTC

ETH

USDC

USDT

DASH

LTC

BCH

XRP

XLM

ALGO

AVAX

Yield on Collateral

On-chain History

Governance Rights

Credit Scoring

Lifestyle Benefits

No specific perks listed for this card.

Rewards Program DetailsCard cashback (Nebeus help 'Card cashback: how it works', updated 28 Oct 2026, https://help.nebeus.com/en/cards/card-cashback): comes with the Plus and Pro card plans; Free plan none. Plus 0.5% up to €20 a month; Pro 1% up to €50 a month. Only purchases in shops and online 'paid with your Nebeus Card from a crypto account' count; if a purchase is paid partly from a euro account and partly from crypto, only the crypto part counts. Not counted: payments from euro or other fiat accounts, ATM withdrawals and cash, money transfers and card top-ups, buying crypto or other quasi-cash, financial services and securities, gambling, card fees. Calculated in euros at the payment's exchange rate; paid once a month around the 5th of the next month into your Nebeus account in euros (each purchase waits 5 days; amounts under €0.50 roll over). Separately, users can earn yields (up to 12% RPY) through 'Crypto Renting', not linked to card spending.

Payout Frequency

Monthly, around the 5th of the next month (5-day refund hold)

Exclusions

Only crypto-account spend counts. Excluded: payments from euro or other fiat accounts; ATM withdrawals and cash; money transfers and card top-ups; buying crypto or other quasi-cash, financial services and securities; gambling; card fees.