debit Card•

Nexo Card

Name: Nexo Card
Brand: Nexo
Availability: InStock

by Nexo

A dual-mode (Credit Mode and Debit Mode) crypto card by Nexo that lets you spend digital assets worldwide, earn crypto cashback in Credit Mode, and use Debit Mode for direct asset spending. Cashback and some limits vary by Loyalty Tier and can have monthly caps. Variable FX fees depend on region and weekend timing. Some reward promotions can exceed usual tiers (e.g., holiday boost up to 10%) not covered in the standard schema.

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NEXO CARD

Nexo

Cashback

Up to 2%

Annual Fee

Free

FX Fee

0.2%

Staking

None

Max Cashback

Paid in NEXO Tokens, BTC

Annual Fee

Premium Perks

Available Regions

Unique Features

Dual Credit & Debit Mode with integrated collateral and interest account; loyalty tier-based cashback structure.

Pros

No monthly, annual, or inactivity fees.
Up to 2% crypto cashback in Credit Mode.
Supports Apple Pay and Google Pay.
Free ATM withdrawals up to tier limits.

Cons

Cashback only in Credit Mode if above balance threshold (~$5k).
Reward caps and FX fees can reduce net benefit.
Physical card requires +$5k balance and at least a Gold Loyalty Tier
Upper Tiers require holding NEXO tokens

Integrations & Tech

iOS App

Android App

Debit Mode

Credit Mode

IBAN Support

AvailableExcludedUnknown

Available In (28)

AustriaBelgiumBulgariaCroatiaCyprusCzech Republic

Virtual Card

Available

Instant digital issuance.

Physical Card

Available

MaterialPlastic

IssuanceFree

ShippingFree

ReplacementFree

Fee Structure

Annual FeeFree

Monthly FeeNone

FX Fee0.2%

Issuance FeeFree

Shipping FeeFree

Replacement FeeFree

Inactivity FeeNone

Crypto ConversionFree

Credit CheckNot Required

Top-Up FeeFree

ATM Capabilities

ATM Fee (Domestic)N/A

ATM Fee (Intl)N/A

Fee After Limit2%

Fee Details

No monthly, annual, or inactivity card fees (https://nexo.com/crypto-card). FX weekdays: EEA/UK/CH 0.2%, ROW 2%. FX weekends: EEA/UK/CH 0.7%, ROW 2.5%. Free ATM/mo by Loyalty Tier: Base €200/£180, Silver €400/£360, Gold €1000/£900, Platinum €2000/£1800; thereafter 2% (min 1.99 EUR/GBP). Virtual card from $50 balance; physical needs >$5k + Gold Loyalty Tier. Free physical shipping.

No detailed crypto configuration data available.

Lifestyle Benefits

Loyalty Tier CashbackCashback rewards up to 2% depending on Loyalty Tier.

Rewards Program DetailsCashback varies by loyalty tier: Base 0.5% NEXO/0.1% BTC, Silver 0.7%/0.2%, Gold 1%/0.3%, Platinum 2%/0.5%. Monthly reward caps apply per tier. To access the Loyalty Program perks users must maintain a balance of at least $5,000. If it drops below $5,000, you have a 7-day grace period to restore it. Loyalty Tiers Tiers are determined by the percentage of NEXO Tokens relative to the non-NEXO portion of your portfolio. The calculation is: NEXO Token Value / (Total Portfolio Value - NEXO Token Value) × 100 Base Tier: no NEXO required Silver: At least 1% NEXO Tokens Gold: At least 5% Platinum: At least 10% The tier upgrades/downgrades automatically in real-time based on market values. Higher tiers unlock higher Earn rates, lower borrowing rates, higher cashback and exclusive perks.

Payout Frequency

Monthly (subject to Nexo processing timing)

Exclusions

Certain transaction types may be excluded per help center but aren’t detailed in public docs.