01
05
debit Card•
Ready Card
by Ready
Ready Card is paused and not available to order while Ready transitions to a new card partner.
READY CARD
Ready
Cashback
Up to 3%
Annual Fee
Free
FX Fee
None
Staking
None
3%
Max Cashback
Paid in STRK
$0
Annual Fee
6
Premium Perks
Available Regions
Unique Features
- Full self-custody with smart contract wallet integration, streak-based random cashback boosts, instant freeze, no seed phrase recovery.
Pros
Cons
- Limited eligibility (UK/EEA only currently)
- Cashback capped ($150/month, $1800/yr) and in STRK token
- Premium Metal tier requires upfront payment
- No Apple/Google Pay yet
- Exclusions on cashback categories
- Perks limited to Metal tier
- Card programme paused — not available to order while Ready transitions to a new card partner (official: https://help.ready.co/hc/en-us/articles/28160052020893-Ready-Card-fees-and-payments)
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
AvailableExcludedUnknown
Not Available In (1)
Global
Virtual Card
Not Available
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
ReplacementFree
Fee Structure
Annual FeeFree
Monthly FeeNone
FX FeeNone
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree
ATM Capabilities
ATM Fee (Domestic)N/A
ATM Fee (Intl)N/A
Free Withdrawal Limit$200
Fee After Limit2%
No detailed crypto configuration data available.
Lifestyle Benefits
LayerswapGet a 100% fee refund when bridging to Ready
Ramp Network30% off onramp fees
NansenUp to 25% off
NordVPN70%+ off
Koinly20% off
Airalo15% off
Rewards Program DetailsMonthly cashback limit: $150 (in STRK equivalent). Max $1,800/year.
Ready Metal - 10% first 30 days (up to $1,500 spend), then 3% base (up to $5,000/month), with streak boosts up to 6% during random hours (requires $5+ daily spend for tier).
Ready Lite - 0.5% flat. No streak during first 30 days.
Payout Frequency
By the 15th of each month
Exclusions
Gambling, ATM withdrawals, money transfers, financial services, government services, tax/tuition payments
