debit Card•

Rebind Card

Name: Rebind Card
Brand: Monavate Ltd / UAB Monavate
Availability: InStock

by Monavate Ltd / UAB Monavate

Rebind is a self-custodial euro money app (REBIND SAS, France) with a free virtual Visa debit card issued by Monavate Ltd / UAB Monavate, with Gnosis Pay as programme manager (Rebind Terms §3.3), a personal euro IBAN (EURe via Monerium) and savings that earn up to 5% (rebind.co). The Gnosis Pay GNO cashback programme ended on 30 September 2026 (final payout 7 October 2026); rebind.co advertises no card cashback. Availability: the homepage says Rebind 'works in 40+ countries, inside and outside the eurozone', but the Terms (§3.1, https://rebind.co/legal/terms-conditions) say 'The REBIND Application is only available within the European Union'; the Terms are Rebind's contractual document, so OCC lists the EU only.

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REBIND CARD

Monavate Ltd / UAB Monavate

Cashback

Variable

Annual Fee

Free

FX Fee

None

Staking

None

N/A

Max Cashback

Annual Fee

Premium Perks

Available Regions

Unique Features

On-chain spending without off-ramping to a centralized exchange
Uses Monerium for legal 1:1 EUR backing and IBAN integration
Compatible with any Safe-supported wallet interface

Pros

Self-custodial (funds stay in your Safe smart account)
No FX fees on spending (Visa rate)
Personal IBAN for instant SEPA transfers
Earn yield on idle assets via DeFi integration

Cons

Virtual card only (Physical card not yet available)
Terms: the app is only available within the European Union (the homepage says 40+ countries)

Integrations & Tech

IBAN Support

iOS App

Android App

Debit Mode

Credit Mode

IBAN: Each account comes with a personal IBAN linked to the Monerium EURe issuer for SEPA Instant transfers.

AvailableExcludedUnknown

Available In (27)

AustriaBelgiumBulgariaCroatiaCyprusCzech Republic

Virtual Card

Available

Instant digital issuance.

Physical Card

Not Available

Fee Structure

Annual FeeFree

Monthly FeeNone

FX FeeNone

Issuance FeeFree

Shipping FeeFree

Replacement FeeFree

Inactivity FeeNone

Crypto ConversionFree

Credit CheckNot Required

Top-Up FeeFree

ATM Capabilities

ATM Fee (Domestic)N/A

ATM Fee (Intl)N/A

Free Withdrawal Limit$200/monthly

Fee After Limit2%

Detailed Fee Structure

FX Fee0% (No Rebind markup, Visa rates apply)

No Rebind markup, Visa rates apply

ATM FeeFree up to 200/monthly, then 2%

200 free per monthly

Detailed Limits

Spending Limits€5,000/transaction, €8,000/day, €20,000/month

Per Transaction

5,000 EUR

Daily

8,000 EUR

Monthly

20,000 EUR

ATM Limits€500/day

Daily Amount

500 EUR

Fee Details

Virtual card issuance is free. Rebind does not charge markup on FX (Visa exchange rates apply). Physical card: Rebind help says the ability to request one will come later. Network gas fees are generally subsidized or handled via account abstraction for card transactions, but wallet movements may incur costs.

Limits & Conditions

Standard Gnosis Pay limits apply: Daily spend €8,000 / Monthly €20,000. Single transaction max €5,000. ATM withdrawals are free up to €200 per month, then charged at 2%. Daily ATM limit is typically €500.

Crypto Capabilities

Security & Custody

Custody ModelNon-Custodial

Wallet TypeSmart Contract

InfrastructureGnosis Pay

Supported Assets

Chains

Gnosis Chain

Tokens

EURe

Yield on Collateral

On-chain History

Governance Rights

Credit Scoring

Lifestyle Benefits

No specific perks listed for this card.

Rewards Program DetailsNo card cashback: the Gnosis Pay GNO cashback programme (1-4% by GNO held, +1% OG NFT, weekly caps) ended on 30 September 2026, final payout 7 October 2026 (https://help.gnosispay.com/articles/3361262634-cashback-terms-conditions). Rebind's own referral program gives a +0.5% APY savings boost per qualified referral (max +2.5%), not card cashback (Rebind Terms §3.7).