Solid Card
by Rain
The Solid Card is a Visa card issued by Rain or Wirex, depending on country of residence (assigned automatically). Users spend yield-bearing SoUSD from a non-custodial wallet. Core 3% USDC (Prime 4 / Ultra 5).
Unique Features
- Spend directly from a yield-bearing asset (SoUSD)
- Account Abstraction technology for gasless/smooth UX
- Integration with the Fuse network ecosystem
Pros
- Earn yield (via SoUSD) on funds until the moment of purchase
- Non-custodial: you retain control of your assets
- No top-up, maintenance or cross-border fees
- Free instant virtual card issuance
- High cashback
Cons
- Virtual-only at launch (no physical card yet)
- FX cost on non-USD purchases: 1.5% at every tier (1% card provider + 0.5% Solid), built into the exchange rate
- Prime ($199/year or 12-month FUSE lock) and Ultra (12-month FUSE lock) required for higher cashback
- Cashback paid in USDC
Integrations & Tech
Available In (104)
Not Available In (43)
Tier Comparison
Core
3% CashbackFee Structure
Detailed Fee Structure
Non-USD purchases only, same at every tier: 1% card provider (Rain/Wirex) + 0.5% Solid, built into the rate. USD spend free; Wirex EUR purchases from a EUR balance or soUSD in Credit mode free; cross-border fees covered by Solid.
Detailed Limits
Based on available balance; follows the issuing card program (Rain or Wirex) and may be adjusted per user
Fee Details
Card issuance, monthly/annual fee and top-up are free at every tier (minimum deposit $10); no transaction fee on standard transactions; spending in USD is free. Non-USD purchases carry a 1.5% FX cost at every tier, built into the exchange rate: 1% for the card provider (Rain or Wirex) and 0.5% for Solid. Wirex cardholders pay no FX fee on euro purchases paid from a EUR balance or from soUSD with Credit mode on. Cross-border and international transaction fees are covered by Solid. Other Solid fees by tier (Core / Prime / Ultra): bank deposit 0.5% / 0.25% / free; swaps 0.5% / 0.25% / free; Virtual Account opening $10 one time; bank withdrawals currently free (a tiered withdrawal fee is planned). Savings: 10% performance fee on yield, 0.01% solver fee on withdrawals. Source: https://support.solid.xyz/en/articles/13885984-solid-fees-and-limits-the-complete-overview
Limits & Conditions
Per Solid's fees and limits overview: 'Spending limits are based on your available balance and follow the program that issued your card. Limits can apply per transaction, daily, weekly, monthly, yearly or lifetime, and may be adjusted per user.' Transactions above roughly $250,000 may need extra Visa verification; maximum single transaction roughly $750,000.
Crypto Capabilities
Security & Custody
Supported Assets
