Spritz Card
by Spritz Finance
The Spritz Card is a Visa (virtual and physical) funded from a self-custody wallet. Issuer advertises a 5% cashback shopping-spree promo on travel, dining, and hotels (Spritz Credits), plus Visa Signature perks. Issuer help says the SpritzCard is currently a virtual card (Apple Wallet / Google Wallet), with a physical card coming in the future. Load fees start at 0.5%; no Spritz fee to spend. Not an OCC referral card.
Unique Features
- Bill Pay (mortgage/credit cards with crypto)
- 5% cashback shopping-spree promo on travel, dining, and hotels
- Visa Signature perks
- Support for non-EVM chains like Bitcoin and Solana
Pros
- Load from a self-custody wallet (no exchange account)
- Broad network support (Bitcoin, Solana, EVMs)
- No Spritz fee to spend or for account maintenance
- Visa Signature / travel perks advertised
Cons
- Load fees vary by token, chain, and size (min typically $2; $5 Bitcoin)
- No OCC referral — issuer influencer share is not listed
- EU merchants using 3DS may decline the card
- Currently a virtual card (issuer help: physical SpritzCard coming in the future)
- Card loads capped at $5,000 per transaction
Integrations & Tech
Available In (41)
Not Available In (27)
Fee Structure
Detailed Fee Structure
Base 0.5-1%, adjustments for BTC (+1.5%), Tron (+1.5%), high volume (+0.5-1%)
Detailed Limits
Fee Details
Issuer: crypto-to-fiat fees start at 0.5%; no Spritz fee to spend on the card or for account maintenance. Additional fees by token, network, and size. US/Canada load often starts ~1% (0.5% base + 0.5% card load) with token/network/volume add-ons; $2 minimum typical ($5 Bitcoin) per older issuer fee copy. Confirm in-app fee calculator. ATM: issuer help says the card works anywhere Visa is accepted, including ATMs that support Visa cards; no ATM fee is stated.
Limits & Conditions
Issuer help (help.spritz.finance 'Are there limits on the Spritz Card?', checked 8 Oct 2026): no spending limits; load up to $5,000 USD per transaction, no daily limit on how many times you can load, and no limit on total card balance.
Crypto Capabilities
Security & Custody
Supported Assets
