OpenCryptoCards
01
05
debit Card

Spritz Card

by Spritz Finance

The Spritz Card is a Visa (virtual and physical) funded from a self-custody wallet. Issuer advertises a 5% cashback shopping-spree promo on travel, dining, and hotels (Spritz Credits), plus Visa Signature perks. The card page still lists an Alpha / waitlist for physical cards. Load fees start at 0.5%; no Spritz fee to spend. Not an OCC referral card.

Spritz Card Logo
SPRITZ CARD
Spritz Finance
Cashback
Variable
Annual Fee
Free
FX Fee
None
Staking
None
N/A
Max Cashback
Paid in Spritz Points, USDC
$0
Annual Fee
0
Premium Perks
Available Regions

Unique Features

  • Bill Pay (mortgage/credit cards with crypto)
  • 5% cashback shopping-spree promo on travel, dining, and hotels
  • Visa Signature perks
  • Support for non-EVM chains like Bitcoin and Solana

Pros

  • Load from a self-custody wallet (no exchange account)
  • Broad network support (Bitcoin, Solana, EVMs)
  • No Spritz fee to spend or for account maintenance
  • Visa Signature / travel perks advertised

Cons

  • Load fees vary by token, chain, and size (min typically $2; $5 Bitcoin)
  • No OCC referral — issuer influencer share is not listed
  • EU merchants using 3DS may decline the card
  • Physical Alpha / waitlist still advertised on the issuer card page
  • Card load limits: $15k/day US; $10k/day and $10k balance outside the US

Integrations & Tech

Apple Pay
Google Pay
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
AvailableExcludedUnknown

Available In (41)

Antigua and BarbudaArgentinaAustraliaBahamasBarbadosBelize

Not Available In (27)

AustriaBelgiumCanadaCyprusCzech RepublicDenmark
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
ReplacementFree

Fee Structure

Annual FeeFree
Monthly FeeNone
FX FeeNone
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree

Detailed Fee Structure

Top-Up Fee1% (Base 0.5-1%, adjustments for BTC (+1.5%), Tron (+1.5%), high volume (+0.5-1%))

Base 0.5-1%, adjustments for BTC (+1.5%), Tron (+1.5%), high volume (+0.5-1%)

Detailed Limits

Spending LimitsNo limit specified

Fee Details

Issuer: crypto-to-fiat fees start at 0.5%; no Spritz fee to spend on the card or for account maintenance. Additional fees by token, network, and size. US/Canada load often starts ~1% (0.5% base + 0.5% card load) with token/network/volume add-ons; $2 minimum typical ($5 Bitcoin) per older issuer fee copy. Confirm in-app fee calculator.

Limits & Conditions

Issuer help: no spending cap. United States: $15,000 daily load, unlimited card balance. Outside the US: $10,000 daily load and $10,000 max card balance. SpritzCard limits cannot be increased.

Crypto Capabilities

Security & Custody

Custody ModelHybrid
Wallet TypeOther
InfrastructureMethod (Liabilities) / Unknown Card Issuer

Supported Assets

Chains
Ethereum
Ethereum
Polygon
Polygon
Optimism
Optimism
Arbitrum
Arbitrum
Base
Base
Solana
Solana
Bitcoin
Bitcoin
Tron
Tron
BNB Chain
BNB Chain
Tokens
USDC
USDC
USDT
USDT
ETH
ETH
BTC
BTC
DAI
DAI
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring

Lifestyle Benefits

No specific perks listed for this card.
Rewards Program DetailsRewards are heavily focused on the 'Referral Club' (earning commissions on referred users' fees). Direct cashback on spend is limited or promotional (e.g., occasional 'challenges' or points systems), rather than a standard flat-rate cashback feature.
Payout Frequency
Monthly (for referrals)

Frequently Asked Questions

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