THORWallet card
by EMM Ventures AG
THORWallet Mastercard from self-custody. Official cards page lists Basic (virtual, free with invite otherwise $5), Premium (physical + virtual, $124 or $99 with invite, 0.5% USDC cashback on first $5,000/month), and Swiss IBAN (virtual, free, FX 1%, no ATM). Basic and Premium: 0% card top-up, 1.5% FX, ATM $1 domestic / $5 international.
Unique Features
- Bank account ownership via NFT
- Swiss IBAN integration within a DeFi wallet
- Arbitrum Layer 2 settlement
Pros
- Self-custody wallet; top up when you spend
- 0% card top-up on Basic and Premium
- Premium: 0.5% USDC cashback
- Premium includes a physical card
- Accepted in 175+ countries including the US
Cons
- Basic is $5 without an invite (free with invite)
- Premium is $124 one-off ($99 with invite)
- FX 1.5% on Basic and Premium
- ATM $1 domestic / $5 international; Swiss IBAN has no ATM
- Premium cashback only on the first $5,000 of card spend per month
Integrations & Tech
Available In (66)
Tier Comparison
Basic
0% CashbackFee Structure
Detailed Fee Structure
Tiered: 1% Standard, 0.5% Gold, 0.25% Platinum
Detailed Limits
Fee Details
Basic: $5 one-off without invite, free with invite. Premium: $124 one-off, $99 with invite. Swiss IBAN: no card fee. Card top-up 0% on Basic/Premium; 0.25–1% on Swiss IBAN. FX 1.5% Basic/Premium, 1% Swiss IBAN. ATM $1 domestic / $5 international on Basic/Premium; no ATM on Swiss IBAN. Premium cashback 0.5% USDC on first $5,000 card spend/month.
Limits & Conditions
Basic POS: $20,000/tx, $50,000/day, $100,000/month. Premium POS: $100,000/tx, $500,000/day, $1,000,000/month. ATM both: $2,500/tx, $10,000/day; monthly $20,000 Basic / $60,000 Premium. Swiss IBAN monthly up to $10M; no ATM.
Crypto Capabilities
Security & Custody
Supported Assets
