Utorg Crypto Card
by UTORG LABS HOLDING LTD
The Utorg Crypto Card is a virtual Visa in the non-custodial Utorg app. Utorg terms (1 July 2026) state the card service is provided by Chain Valley Sp. z o.o. with Wirex Pay and Wirex Limited (not Quicko). Top up with USDC on Ethereum, Polygon, Arbitrum, Solana, or BSC. Payments and FX are marketed at zero fees for a limited time. Monthly spend up to €50,000. Apple Pay and Google Pay. The card page lists availability for EEA countries; Ukraine also appears on the country grid. No live cashback.
Unique Features
- Non-custodial wallet architecture with fiat card integration
Pros
- Non-custodial wallet integration
- Zero fees on payments and FX (Limited Time)
- Quick issuance (Virtual)
- High monthly spending limit (€50k)
Cons
- Virtual only (No physical card available)
- No live cashback or rewards
- Restricted to EEA residents (Ukraine also listed on the issuer country grid)
Integrations & Tech
Available In (31)
Fee Structure
Fee Details
Zero fees on payments, monthly maintenance, and FX conversions are explicitly marketed as a 'limited time' offer. Standard network or spread fees may still apply to crypto-to-fiat conversions within the app.
Limits & Conditions
Monthly spending limit up to €50,000. ATM withdrawals are not applicable as the card is virtual-only.
Crypto Capabilities
Security & Custody
Supported Assets
