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prepaid Card•Referral Bonus•
Bybit Card
by Bybit
The Bybit Card is a crypto-backed debit card (Mastercard or Visa, depending on region) that allows users to spend crypto (USDT, BTC, ETH, etc.) directly from their funding account. It features a tiered rewards system based on VIP status or monthly spending, with cashback paid in points. EEA residents apply via Bybit EU (bybit.eu) after the Dec 31, 2025 bybit.com EUR-card transition; other regional programs remain on bybit.com.
Referral Bonus
10 USDT referral bonus
BYBIT CARD
Bybit
Cashback
Up to 10%
Annual Fee
Free
FX Fee
0.5%
Staking
None
10%
Max Cashback
Paid in Reward Points
$0
Annual Fee
2
Premium Perks
Available Regions
Unique Features
- Auto-Earn Savings Integration
- VIP Tier Linking
- Unified Trading Account Compatibility
Pros
- No annual or monthly maintenance fees.
- Integration with 'Auto-Earn' allows spending from interest-bearing savings.
- High cashback potential (up to 10%) for high spenders/VIPs.
- Supports wide range of assets including TON and MNT.
- Instant Virtual Card issuance.
Cons
- Foreign Exchange (FX) fee of 0.5%+ applies to foreign currency transactions.
- Crypto conversion fee of 0.9% applies if not spending fiat directly.
- ATM free withdrawal limit is low (~100 EUR/USD) compared to competitors.
- Complex tier system requiring high spend/VIP for meaningful rewards.
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
IBAN: No personal IBAN attached; top-ups must come from the Bybit Funding Account.
AvailableExcludedUnknown
Available In (60)
ArgentinaAustraliaAustriaBangladeshBelgiumBrazil
Not Available In (7)
CanadaChinaFranceHong KongSingaporeUnited Kingdom
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
Replacement$5
Tier Comparison
Base
2% CashbackStake Required
Free
Issuance Fee
Free
Replacement Fee
$10
FX Fee
0.5%
ATM Fee
2%
Fee Structure
Annual FeeFree
Monthly FeeNone
FX Fee0.5%
Issuance FeeFree
Shipping FeeFree
Replacement Fee$5
Inactivity FeeNone
Crypto Conversion0.9%
Credit CheckNot Required
Top-Up FeeFree
ATM Capabilities
ATM Fee (Domestic)N/A
ATM Fee (Intl)N/A
Free Withdrawal Limit$100/monthly
Fee After Limit2%
Crypto Capabilities
Security & Custody
Custody ModelCustodial
Wallet TypeOther
InfrastructureBybit
Supported Assets
Chains
Tokens
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
Auto-EarnAutomatically use idle assets staked in Flexible Savings to pay for card transactions.
Trading RebatesPoints can be redeemed for trading fee bonuses.
Rewards Program DetailsCashback is earned as Reward Points (cashback USDT = points × 0.002, so 1000 points ≈ 2 USDT). Points pending 4 calendar days, then redeemable or Auto-Cashback. Higher rates (up to 10%) unlock via VIP status or monthly spending. bybit.com programs: Australia, Argentina, Brazil, Georgia, Kazakhstan (AIFC), Mexico, Peru, Asia Pacific (Visa in Peru and Asia Pacific; Mastercard elsewhere). EEA/CH bybit.com EUR card required action by 31 Dec 2025; EEA residents apply for a separate Bybit EU Card on bybit.eu (issuer: same fees/rewards as the old EUR card — 0.5% FX, 0.9% crypto conversion, 5 EUR physical replacement). Auto-Earn spends from Flexible Easy Earn. FX and issuance fees vary by non-EU region (do not treat 0.5% as universal).
Referral Bonus
10 USDT referral bonus
Payout Frequency
Points pending 4 calendar days; Auto-cashback instant
Exclusions
ATM withdrawals, fees, refunds, and specific merchant codes (MCCs) do not earn points.
