Rizon Visa Card
by Rizon
Rizon is a non-custodial stablecoin spend app (Privy wallet + Rain Cards) with virtual and physical Visa Platinum cards. Spend USDC/USDT on Solana and EVM networks (Polygon, Base, Arbitrum, others). Apple Pay and Google Pay supported. RizPoints tiers pay 0–5% cashback equivalent. Account maintenance free; optional Emerald subscription cuts FX/trading fees. Metal cards Coming Soon.

Unique Features
- Smart Contract Wallet infrastructure
- Social login (Privy) for easy non-custodial access
Pros
- True non-custodial ownership (keys held by user)
- Works with Apple Pay & Google Pay
- Multi-chain stablecoin deposits (Solana + EVM)
- Account maintenance free
- RizPoints cashback up to 5% at Diamond
Cons
- Non-USD spend FX 1.7% + $0.1 without Emerald
- ATM fee not clearly published on current fees page (app-dependent)
- Metal cards currently 'Coming Soon'
- Reward value depends on RizPoints redemption rates
- Optional Emerald subscription from $5.59/mo for lower FX
Integrations & Tech
Available In (1)
Not Available In (10)
Tier Comparison
Standard / Basic
0% CashbackFee Structure
ATM Capabilities
Detailed Fee Structure
1.7% + $0.1 non-USD without Emerald; ~1.02% with Emerald (fees-and-limits)
ATM supported on card/FAQ; fixed %+$ fee not on current fees-and-limits (extended page 404)
Fee Details
Account maintenance free. First virtual card free; extra virtual cards $20; physical/replacement check app (https://www.getrizon.com/faq). Non-USD card spend: 1.7% + $0.1 without Emerald; ~1.02% with Emerald (https://www.getrizon.com/fees-and-limits). Optional Emerald subscription from $5.59/mo for fee discounts. ATM withdrawals supported; current public fees page does not publish a fixed ATM fee (app-dependent). Network fees on on-chain deposits/withdrawals.
Limits & Conditions
No spending limits other than available wallet balance. ATM Withdrawal Limit: $250/day. No limit on deposits or receiving funds.


