OpenCryptoCards
01
05
prepaid Card

Rizon Visa Card

by Rizon

Rizon is a non-custodial stablecoin spend app (Privy wallet + Rain Cards) with virtual and physical Visa Platinum cards. Spend USDC/USDT on Solana and EVM networks (Polygon, Base, Arbitrum, others). Apple Pay and Google Pay supported. RizPoints tiers pay 0–5% cashback equivalent. Account maintenance free; optional Emerald subscription cuts FX/trading fees. Metal cards Coming Soon.

Rizon Visa Card Logo
RIZON VISA CARD
Rizon
Cashback
Up to 5%
Annual Fee
Free
FX Fee
1.7%
Staking
None
5%
Max Cashback
Paid in RizPoints
$0
Annual Fee
1
Premium Perks
Available Regions

Unique Features

  • Smart Contract Wallet infrastructure
  • Social login (Privy) for easy non-custodial access

Pros

  • True non-custodial ownership (keys held by user)
  • Works with Apple Pay & Google Pay
  • Multi-chain stablecoin deposits (Solana + EVM)
  • Account maintenance free
  • RizPoints cashback up to 5% at Diamond

Cons

  • Non-USD spend FX 1.7% + $0.1 without Emerald
  • ATM fee not clearly published on current fees page (app-dependent)
  • Metal cards currently 'Coming Soon'
  • Reward value depends on RizPoints redemption rates
  • Optional Emerald subscription from $5.59/mo for lower FX

Integrations & Tech

Apple Pay
Google Pay
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
Global availability (excluding sanctioned regions)
AvailableExcludedUnknown

Available In (1)

Global

Not Available In (10)

BelarusCubaIranMyanmarNorth KoreaRussia
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
Replacement$10

Tier Comparison

Standard / Basic

0% Cashback
Stake Required
Free
Issuance Fee
Free
Replacement Fee
$10
FX Fee
1.7% + $0.1 on non-USD transactions
ATM Fee
2% + $3.00 USD

Fee Structure

Annual FeeFree
Monthly FeeNone
FX Fee1.7%
Issuance FeeFree
Shipping FeeFree
Replacement Fee$10
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree

ATM Capabilities

ATM Fee (Domestic)N/A
ATM Fee (Intl)N/A
Fee After Limit2%

Detailed Fee Structure

FX Fee1.7% + $0.10 (1.7% + $0.1 non-USD without Emerald; ~1.02% with Emerald (fees-and-limits))
Component 11.7%
Component 2$0.10

1.7% + $0.1 non-USD without Emerald; ~1.02% with Emerald (fees-and-limits)

ATM Fee

ATM supported on card/FAQ; fixed %+$ fee not on current fees-and-limits (extended page 404)

Fee Details

Account maintenance free. First virtual card free; extra virtual cards $20; physical/replacement check app (https://www.getrizon.com/faq). Non-USD card spend: 1.7% + $0.1 without Emerald; ~1.02% with Emerald (https://www.getrizon.com/fees-and-limits). Optional Emerald subscription from $5.59/mo for fee discounts. ATM withdrawals supported; current public fees page does not publish a fixed ATM fee (app-dependent). Network fees on on-chain deposits/withdrawals.

Limits & Conditions

No spending limits other than available wallet balance. ATM Withdrawal Limit: $250/day. No limit on deposits or receiving funds.

Crypto Capabilities

Security & Custody

Custody ModelNon-Custodial
Wallet TypeSmart Contract
InfrastructureRain Cards

Supported Assets

Chains
Ethereum
Ethereum
Solana
Solana
Polygon
Polygon
Arbitrum
Arbitrum
Base
Base
Avalanche
Avalanche
Tokens
USDC
USDC
USDT
USDT
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring

Lifestyle Benefits

RizPointsSpend tiers Basic→Diamond: 0–5% cashback equivalent plus RP earn rates on https://www.getrizon.com/rizpoints.
Rewards Program DetailsRizPoints tiers (https://www.getrizon.com/rizpoints): Basic 1 RP/$10 + 0% cashback; Silver 1 RP/$10 + 1%; Gold 1 RP/$8 + 2%; Emerald 1 RP/$5 + 3%; Diamond 1 RP/$1 + 5%. Redeem for flights, bookings, gift cards, and balance cashback. Card marketing may still headline 2.5%; published tier table goes to 5%.
Payout Frequency
Instant
Exclusions
ATM withdrawals, cash equivalents, gift cards, gambling, and peer-to-peer transfers.

Frequently Asked Questions

Similar Cards