OrbitX Card
by OrbitX Network Group Pte. Ltd.
OrbitX Card is a secured credit card backed by crypto collateral (USDC/USDT) in a non-custodial smart contract wallet. It features two distinct tiers (Neo and Lux) with significant differences in materials, fees, and limits. Spending limits are dynamic based on collateral, but tiers impose their own caps. No traditional cashback rewards; value proposition focuses on crypto-liquidity and non-custodial control.
Unique Features
- Card tiers tied to specific fee structures and materials (Plastic vs Metal)
- Dynamic spending limits based on real-time collateral value
Pros
- Non-custodial (Smart Contract Wallet)
- 0% Deposit Fees
- No Credit Check
- High Limits (Unlimited on Lux)
- Supports Apple Pay & Google Pay
Cons
- Annual Fees ($12-$30)
- High Issuance Fees ($100-$350)
- FX Fees apply (1-2%)
- Transaction Decline Fees ($0.05-$0.10)
- High ATM fees
Integrations & Tech
Available In (1)
Not Available In (18)
Tier Comparison
Neo
0% CashbackFee Structure
Detailed Fee Structure
Base + 2% + $2
Detailed Limits
Fee Details
Official card-fees: Neo $12/year Visa Platinum, plastic issuance $100, up to 10 add-on cards. Lux $30/year Visa Signature, metal issuance $350, unlimited add-ons. ATM (physical): base ATM charges + 2% + $2. Do not store $12-$30 as one numeric annual fee (that NaNs the chip).
Limits & Conditions
Neo capped at $50k/day spend; Lux is unlimited. Collateral must cover 100% of spend (1:1 LTV implied).
Crypto Capabilities
Security & Custody
Supported Assets
