01
05
prepaid Card•
1inch Card
by Monavate Ltd
The 1inch Card connects the 1inch DeFi wallet to the Mastercard network via the Baanx 'Crypto Life' infrastructure. It offers a physical and virtual card for spending crypto (converted to fiat) and features a 'CryptoDraft' option to borrow against assets rather than selling them.
1INCH CARD
Monavate Ltd
Cashback
Up to 2%
Annual Fee
Free
FX Fee
None
Staking
None
2%
Max Cashback
Paid in BXX, BTC, USDT
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- CryptoDraft (Collateralized spending)
- Multi-chain top-up support
Pros
- Seamless integration with 1inch DeFi Wallet
- CryptoDraft feature allows spending without triggering taxable sales (via borrowing)
- Supports Apple Pay and Google Pay
Cons
- Not fully non-custodial (funds must be moved to card account)
- CL crypto conversion 1.75% plus 2% Card Spend fee on the platform fee schedule
- No metal card or premium tiers currently available
- Limited to UK/EEA residents
- card.1inch.com app intermittently unreachable; product page 1inch.com/card remains live
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
IBAN: No personal IBAN. You cannot receive salary/bank transfers directly to the card.
AvailableExcludedUnknown
Available In (31)
AustriaBelgiumBulgariaCroatiaCyprusCzech Republic
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
Replacement$5
Fee Structure
Annual FeeFree
Monthly FeeNone
FX FeeNone
Issuance FeeFree
Shipping FeeFree
Replacement Fee$5
Inactivity FeeNone
Crypto Conversion1.75%
Credit CheckNot Required
Top-Up FeeFree
ATM Capabilities
ATM Fee (Domestic)€2.50
ATM Fee (Intl)€3.00 + 1.5%
Fee Details
CL Platform Fees: crypto-to-fiat / crypto-to-crypto 1.75%; Card Spend fee 2%. Bank-transfer deposit Free (EUR/GBP); card-load deposit €2/£1.99 below threshold or €0.60+2.49%/£0.50+2.49%. Bank withdrawal 3.49%. Monavate FID: foreign card payment FX €0 + 0%; ATM UK/pounds €2.50; ATM foreign €3.00 + 1.5%; replacement €5; issuance €0; monthly/annual maintenance €0.
Crypto Capabilities
Security & Custody
Custody ModelHybrid
Wallet TypeSmart Contract
InfrastructureCrypto Life / Baanx
Supported Assets
Chains
Ethereum
Polygon
Arbitrum
Optimism
BNB Chain
Avalanche
Gnosis
Fantom
Tokens
BTCETH
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsLoyalty (CL Monavate T&Cs §5.6 / FAQ): BXX 2%, BTC 1%, USDT 1%. Claim in-app. Excludes Cryptodraft-funded spend. 1INCH is a supported spend token, not a loyalty payout currency.
Payout Frequency
Monthly
Exclusions
Cash withdrawals, quasi-cash (gambling, money orders), and refunds.
