Based Card
by Xfers Pte. Ltd
Based Cash is a Visa spend product. Official cards page lists three tiers: Orange (US$20/year, virtual-only, 2.5% FX, no cashback), HYPE (10,000 $BASED staked, plastic, 2% cashback in $BASED, 1.5% FX), Gold (100,000 $BASED staked, metal, 4% cashback in $BASED, 0% FX). No top-up fees for USDT and USDC.
Unique Features
- Gasless deposits via Gelato Relay
- Spending earns 'Based Gold' points toward future airdrops/rewards
- Integration with Hyperliquid for trading and spending in one app
Pros
- Direct spend of stablecoins without manual off-ramping
- Works with Apple Pay and Google Pay
- Non-custodial/Hybrid wallet security (Smart Contract)
- No top-up fees for USDT and USDC
- Gold tier: 0% FX and 4% cashback in $BASED
Cons
- Orange is US$20/year; HYPE and Gold require staked $BASED
- FX markup is 2.5% (Orange) / 1.5% (HYPE) / 0% (Gold)
- No ATM withdrawal support
- HYPE physical shipping is a DHL fee; Orange is virtual-only
- Cashback is paid in $BASED and is promotional
Integrations & Tech
Available In (1)
Not Available In (74)
Tier Comparison
Orange
0% CashbackFee Structure
Detailed Fee Structure
1% markup on foreign transactions
No top-up fees for supported stablecoins (USDC, USDT, XSGD)
Detailed Limits
Fee Details
Orange: US$20/year, virtual-only, FX 2.5%, no cashback. HYPE: 10,000 $BASED staked, plastic, FX 1.5%, 2% cashback in $BASED; DHL shipping fee. Gold: 100,000 $BASED staked, metal, FX 0%, 4% cashback in $BASED; physical shipping free; 4 lounge visits/year. No top-up fees for USDT and USDC. $100 flat issuance is no longer on the official cards page.
Limits & Conditions
ATM withdrawals are not advertised on the official cards page. The older $90,000 monthly spend figure is not on the current cards page.
Crypto Capabilities
Security & Custody
Supported Assets
