Binance Card
by Binance
The Binance Card (Brazil program) is a prepaid Mastercard issued with Dock. Spend crypto and BRL from the Funding Wallet with real-time conversion. Cashback is spend-tiered in BRL (from 1 Jun 2026: 1.5% / 2% / 3% with 500 BRL monthly cap at the top tier). As listed on OCC: Brazil, Peru and Colombia — Brazil fees/cashback confirmed on Binance Brazil FAQs; PE/CO not re-confirmed this run.
Unique Features
- Auto-conversion priority settings in dashboard
- Support for FDUSD and specialized assets
- Seamless integration with Binance Funding Wallet
Pros
- No issuance or annual fees
- Real-time crypto-to-fiat conversion
- Integration with Pix for fast BRL top-ups
- Up to 3% cashback in BRL (500 BRL monthly cap at top tier)
- Funds legally protected/segregated (Nest entities)
Cons
- 0.9% fee on every crypto transaction
- 1-2% FX fee on international purchases
- Top-tier cashback capped at 500 BRL/month
- OCC lists Brazil, Peru and Colombia — Brazil docs only verified this run
Integrations & Tech
Available In (3)
Tier Comparison
Level 1
1.5% CashbackFee Structure
ATM Capabilities
Detailed Fee Structure
1-2% FX fee (IOF taxes may apply)
Detailed Limits
Fee Details
Foreign Exchange Fee: 1-2% (IOF / local / third-party fees may apply). Crypto Conversion Fee: 0.9%. Annual / first physical issuance: 0 BRL (min 10 USDT equiv balance to order physical). Physical cancellation within 1 year: 30 BRL. ATM: 2 free withdrawals/month, then 1.5 USD each. Source: https://www.binance.info/en/support/faq/detail/fcf23d4a605e48f69c069e12746e3808 (updated 2 Jun 2026).
Limits & Conditions
Shared virtual+physical limits by KYC (Brazil FAQ): Daily spend 25,000 BRL all levels. Monthly spend 50,000 (KYC1/2) / 150,000 (KYC3). Annual 200,000 / 450,000 / 600,000 BRL. ATM: max 3/day, 30/month; daily cash 3k/5k/7k BRL by KYC.
Crypto Capabilities
Security & Custody
Supported Assets
