Bitrefill Card
by Airfill Prepaid AB
The Bitrefill Card is a crypto-funded prepaid Visa from Airfill Prepaid AB for EEA residents (virtual and physical, both free to order). Deposit major cryptocurrencies (including Lightning); funds convert to EUR. Earn 1% cashback on crypto deposits and 1% on eligible spend, redeemable as Bitrefill store credit (not withdrawable cash). Deposit fee 1.99% plus variable spread; ATM 2.49% on the physical card; no Bitrefill FX markup (Visa rate). Google Pay on the virtual card; Apple Pay not yet supported. Deposit over €500 crypto/month for a free 20GB eSIM. SEPA cash-out supported (unavailable for Swedish residents).
Unique Features
- Earn rewards on deposits
- Lightning Network support
- SEPA Cash-out
- Free 20GB monthly eSIM (deposit over €500 crypto/month)
Pros
- 1% Cashback on crypto deposits + 1% on spending
- Supports Bitcoin Lightning Network
- No monthly, issuance, or FX fees from Bitrefill
- SEPA Cash-out supported
Cons
- 1.99% fee on deposits (conversion fee)
- 2.49% fee on ATM withdrawals (physical card only)
- Cashback is in Bitrefill store credit (not cash)
- Not available in US/UK/Non-EEA
- Apple Pay not yet supported (Coming Soon)
Integrations & Tech
Available In (28)
Tier Comparison
Starter
2% CashbackFee Structure
ATM Capabilities
Detailed Fee Structure
1.99% deposit fee (Bitrefill fixed fee + variable spread)
€10/month after 12 months of no spending/cash-out
Detailed Limits
Fee Details
Deposit fee is 1.99% (Bitrefill fixed fee + variable spread). ATM fee is 2.49% and only available on the physical card. Inactivity fee of €10/month applies after 12 months of no spending/cash-out (with prior notice). No foreign transaction fees from Bitrefill; Visa exchange rates apply. Card issuance free for virtual and physical. Replacement €10.
Limits & Conditions
Starter (Identity Verification): €10,000 monthly spend; Total lifetime deposit €15,000. Plus (Identity + Address Verification): €15,000 monthly spend; Unlimited SEPA withdraw (pricing). Daily spend €10,000 for both. Contactless €200. Payments and cash-out share spend limits. Cash-out currently unavailable for Swedish residents. ATM withdrawal only on the physical card.
Crypto Capabilities
Security & Custody
Supported Assets
