Crypto.com
by Foris MT Limited
The Crypto.com Visa Card is a prepaid card integrated with the 'Level Up' program. Users select a plan (Basic, Plus, Pro, Private) via subscription or CRO lockup to unlock tiered cashback (up to 5%), subscription rebates, and travel perks.
Unique Features
- Pay for benefits via monthly subscription instead of holding volatile crypto
- Metal cards for higher tiers
- Disposable Virtual Cards (US only)
Pros
- High cashback rates (up to 5%) for high tiers
- Flexible access: Monthly subscription OR CRO lockup
- Priority Pass lounge access & Spotify/Netflix rebates (Pro/Private)
- Zero foreign transaction fees (Plus tier and above)
Cons
- Prepaid (not a credit card)
- Complex tier structure (Plan vs. Physical Card)
- ATM withdrawals capped before fees apply
- Monthly fee applies if not locking up CRO (for Plus/Pro)
- €50 reissuance fee for Basic card in Europe ($7 in US)
Integrations & Tech
Available In (36)
Tier Comparison
Basic (Midnight Blue)
0% CashbackFee Structure
ATM Capabilities
Detailed Fee Structure
Midnight EEA 0.2% within EU/UK / 2% outside. Not a single global FX %.
Free ATM: Midnight €200, Ruby €400, Jade/Indigo €800, Icy/Rose €800, Private €1000
Card top-up 1%
Detailed Limits
Fee Details
Basic/Midnight physical card issuance is €4.99. All cards have a €50 re-issuance fee in Europe. In the USA the Basic card re-issuance fee is $7. Card top-up 1%. Midnight EEA FX: 0.2% within EU/UK, 2% outside (not a single global FX %). 'Plus' and 'Pro' plans have a monthly subscription fee if the user does not choose the CRO lockup option.
Limits & Conditions
Standard EEA limits: €25,000 monthly POS spend. ATM free withdrawal limits: Midnight €200, Ruby €400, Jade/Indigo €800, Icy/Rose €800, Private/Obsidian €1,000. 2% fee applies after free limit.
Crypto Capabilities
Security & Custody
Supported Assets
