01
05
prepaid Card•
Cypher Card
by CypherD Wallet Inc
Cypher Card has been discontinued. All Cypher cards were canceled on 8 August 2026 and the card can no longer be used for payments.
CYPHER CARD
CypherD Wallet Inc
Cashback
Up to 0.35%
Annual Fee
Free
FX Fee
0.0175%
Staking
None
0.35%
Max Cashback
Paid in CYPR
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- Vote-escrowed reward governance
- Wallet-agnostic non-custodial connections
Pros
Cons
- FX fees are relatively high (1.75% Standard)
- Physical card on Standard tier has high shipping fee ($50)
- Rewards system (veCYPR) is complex for casual users
- Card is discontinued — Cypher canceled its cards on 8 Aug 2026
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
IBAN: No personal IBAN; loads are done via wallet smart contract interaction.
AvailableExcludedUnknown
Not Available In (1)
Global
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
ReplacementFree
Tier Comparison
Standard
0% CashbackStake Required
Free
Issuance Fee
$50
Replacement Fee
Free
FX Fee
1.75%
ATM Fee
3%
Fee Structure
Annual FeeFree
Monthly FeeNone
FX Fee0.0175%
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto Conversion0.01%
Credit CheckNot Required
Top-Up FeeFree
ATM Capabilities
ATM Fee (Domestic)N/A
ATM Fee (Intl)N/A
Fee After Limit0.03%
Crypto Capabilities
Security & Custody
Custody ModelNon-Custodial
Wallet TypeMPC
InfrastructureProprietary
Supported Assets
Chains
Ethereum
Polygon
Base
Arbitrum
Optimism
Solana
Tokens
USDCETHSOL
500+ Tokens
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsRewards are paid in CYPR tokens. The protocol uses a vote-escrow (veCYPR) model where users lock tokens to vote for specific merchants to receive higher reward emissions. Base rewards are earned on spend; boosted rewards require governance participation.
Payout Frequency
Epoch-based (Bi-weekly)
Exclusions
Standard MCC exclusions likely apply
