OpenCryptoCards
01
05
prepaid Card

Kardpay Card

by KRDPAY FZE LLC

Kardpay is a prepaid Visa/Mastercard from the issuer app (Get the card / Launch App). Virtual cards are delivered instantly. Cashback is up to 2% after staking $KDY (homepage: 1% at $3,000 KDY, 1.5% at $6,000, 2% at $18,000; 180-day lock). One-time card fee, no hidden subscription. Legal terms: virtual issuance 28, 4% top-up on credited reloads, USD 0.25 authorization fee per attempt including declined. Physical Elite is pre-orders soon. Apple Pay and Google Pay.

Kardpay Card Logo
KARDPAY CARD
KRDPAY FZE LLC
Cashback
Up to 2%
Annual Fee
Free
FX Fee
None
Staking
None
2%
Max Cashback
Paid in USD, USDC, KDY
$0
Annual Fee
0
Premium Perks
Available Regions

Unique Features

  • Integrated eSIM services
  • 3000+ virtual gift cards payable in crypto

Pros

  • Virtual card delivered instantly
  • Cashback up to 2% with $KDY stake
  • One-time fee, no hidden subscription

Cons

  • Top-up fee 4% on credited reloads
  • Authorization fee USD 0.25 per transaction attempt, including declined
  • Physical card is pre-orders soon
  • Cashback requires staking $KDY (180-day lock)

Integrations & Tech

Apple Pay
Google Pay
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
AvailableExcludedUnknown

Available In (29)

AustriaBelgiumBulgariaCroatiaCyprusCzech Republic
Virtual Card
Available
Instant digital issuance.
Physical Card
Not Available

Tier Comparison

Tier 1

1% Cashback
Stake Required
$3,000 KDY
Issuance Fee
Free
Replacement Fee
Free
FX Fee
Free

Fee Structure

Annual FeeFree
Monthly FeeNone
FX FeeNone
Issuance Fee$28
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree

Detailed Fee Structure

FX Fee$0.25 ($0.25 per transaction)

$0.25 per transaction

Top-Up Fee4%

Fee Details

Legal terms: virtual card issuance twenty-eight (28); 4% on any credited reload; USD 0.25 authorization fee per attempt (accepted or declined); USD 30 chargeback file. Homepage public pricing is a one-time Core $29 / Pro $99 / Elite $299 with marketing top-up 5%/4%/3% by plan — the single legal top-up figure written here is 4%. The $0.25 charge is an authorization fee, not an FX fee. Physical Elite ATM $1,500/day is pre-orders soon.

Limits & Conditions

Homepage public pricing: Core $10,000/year; Pro $50,000/year; Elite $500,000/month. Cashback tiers also list per-transaction and monthly caps. Physical Elite (pre-orders soon) $100,000/month. GitBook manage-cards: minimum top-up $15.

Crypto Capabilities

Security & Custody

Custody ModelCustodial
Wallet TypeExchange Account
InfrastructureUnknown

Supported Assets

Chains
TRC-20
TRC-20
ERC-20
ERC-20
Tokens
USDC
USDC
USDT
USDT
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring

Lifestyle Benefits

No specific perks listed for this card.
Rewards Program DetailsUp to 2% cashback on purchases after staking $KDY. Homepage: Tier 1 1% at $3,000 KDY; Tier 2 1.5% at $6,000 KDY; Tier 3 2% at $18,000 KDY. KDY locked for 180 days after activation.
Payout Frequency
Not specified
Exclusions
Not specified in publicly available pricing/terms documents

Frequently Asked Questions

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