Kardpay Card
by KRDPAY FZE LLC
Kardpay is a prepaid Visa/Mastercard from the issuer app (Get the card / Launch App). Virtual cards are delivered instantly. Cashback is up to 2% after staking $KDY (homepage: 1% at $3,000 KDY, 1.5% at $6,000, 2% at $18,000; 180-day lock). One-time card fee, no hidden subscription. Legal terms: virtual issuance 28, 4% top-up on credited reloads, USD 0.25 authorization fee per attempt including declined. Physical Elite is pre-orders soon. Apple Pay and Google Pay.

Unique Features
- Integrated eSIM services
- 3000+ virtual gift cards payable in crypto
Pros
- Virtual card delivered instantly
- Cashback up to 2% with $KDY stake
- One-time fee, no hidden subscription
Cons
- Top-up fee 4% on credited reloads
- Authorization fee USD 0.25 per transaction attempt, including declined
- Physical card is pre-orders soon
- Cashback requires staking $KDY (180-day lock)
Integrations & Tech
Available In (29)
Tier Comparison
Tier 1
1% CashbackFee Structure
Detailed Fee Structure
$0.25 per transaction
Fee Details
Legal terms: virtual card issuance twenty-eight (28); 4% on any credited reload; USD 0.25 authorization fee per attempt (accepted or declined); USD 30 chargeback file. Homepage public pricing is a one-time Core $29 / Pro $99 / Elite $299 with marketing top-up 5%/4%/3% by plan — the single legal top-up figure written here is 4%. The $0.25 charge is an authorization fee, not an FX fee. Physical Elite ATM $1,500/day is pre-orders soon.
Limits & Conditions
Homepage public pricing: Core $10,000/year; Pro $50,000/year; Elite $500,000/month. Cashback tiers also list per-transaction and monthly caps. Physical Elite (pre-orders soon) $100,000/month. GitBook manage-cards: minimum top-up $15.


