01
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prepaid Card•
Lemon Card
by Lemon Cash
A dual-product ecosystem featuring a popular Prepaid Visa and a new Bitcoin-collateralized Credit Card. Users can spend fiat or crypto seamlessly, earning Bitcoin cashback on every purchase. Limited to Peru and Argentina but expanding.
LEMON CARD
Lemon Cash
Cashback
Up to 2%
Annual Fee
Free
Staking
None
2%
Max Cashback
Paid in BTC
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- Live crypto-to-fiat conversion at point of sale
- Bitcoin-backed credit line (Credit Card product)
- Merchant cash withdrawal support (Cashback at POS)
Pros
- High cashback rate (2%) when spending crypto
- No maintenance or shipping fees for the Prepaid card
- Wide range of supported blockchain networks for deposits
- Automatic Bitcoin cashback crediting
Cons
- 0.5% conversion fee when spending crypto
- Lower cashback (0.25% from 1 Sep 2026) for ARS fiat spend
- Monthly cashback cap (30,000 ARS)
- ATM cash-out not available with Lemon Card
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
IBAN: Provides a CVU (Clave Virtual Uniforme) for Argentina.
AvailableExcludedUnknown
Available In (2)
ArgentinaPeru
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
ReplacementFree
Fee Structure
Annual FeeFree
Monthly FeeNone
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto Conversion0.5%
Credit CheckNot Required
Top-Up FeeFree
ATM Capabilities
ATM Fee (Domestic)N/A
ATM Fee (Intl)N/A
Fee After LimitFree
Detailed Fee Structure
FX Fee0% + 0.3% + 0.5%
Component 10%
Component 20.3%
Component 30.5%
Detailed Limits
Spending LimitsDynamic
Fee Details
Prepaid Card: no solicitud/mantenimiento fees (help). 0.5% commission when paying with crypto (cashback article). Foreign-currency prepaid spend (help 15 Jun 2026): USDt 1:1 vs USD; other crypto (ETH/BTC) 0.3%; ARS 0.5% (USDt buy then at 3.5% above app). Foreign-currency purchases: no cashback. Credit Card monthly fee copy left unverified this run.
Limits & Conditions
Daily purchase limit up to 12,000,000 ARS (user-set in app). Merchant cash extraction (caja) up to 50,000 ARS/day. ATM cash-out not available.
Crypto Capabilities
Security & Custody
Custody ModelCustodial
Wallet TypeExchange Account
InfrastructureVisa
Supported Assets
Chains
Bitcoin
Ethereum
Polygon
Optimism
Arbitrum
BSC
TokensBTC
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsFrom 1 Sep 2026: 0.25% BTC cashback on ARS spend; 2% BTC cashback on crypto spend (0.5% crypto-pay commission). Monthly cashback cap 30,000 ARS. Foreign-currency purchases excluded from cashback.
Payout Frequency
Instant
Exclusions
Cash withdrawals (ATM or Merchant) do not generate cashback. Bill payments (services) may be excluded.
