Onboard Flex Card
by Onboard
The Onboard Flex Card is a USD virtual Visa. First card free, additional cards $2 (max 3). FX is $0.30 + 1.5% on non-USD and cross-border. Flex funding is 1.25% (plus $1.25 on Tron / $0.10 on Ethereum). Apple Pay and Google Pay for in-store. Virtual-only. Classic cards are deprecated. Strict country restrictions apply.
Unique Features
- Optimized for international subscriptions (lower decline rates)
- Hybrid funding model (Crypto + Local Fiat)
Pros
- First Flex card free (additional cards $2)
- Supports Apple Pay & Google Wallet
- FX $0.30 + 1.5% on non-USD and cross-border
- Instant virtual issuance
- Funds with USDT, USDC, or local fiat
Cons
- No physical card (virtual-only)
- No ATM withdrawal support
- Significant geographic restrictions (No USA, China, India, Turkey, etc.)
- No recurring cashback rewards
- Daily spending cap $5,000 / monthly $20,000
Integrations & Tech
Available In (1)
Not Available In (42)
Fee Structure
Detailed Fee Structure
Flex: $0.30 + 1%. Classic: $0.50 + 2%
Fee Details
First Flex card free. Additional Flex cards $2 (max 3). FX $0.30 + 1.5% on non-USD and cross-border USD. Flex funding 1.25% (stablecoins not 1:1), plus $1.25 on Tron and $0.10 on Ethereum. USD payments free. Flex has no decline charges. Classic is deprecated (no longer available to create).
Limits & Conditions
$5,000 daily / $20,000 monthly (online + in-store combined). Higher limits on request. ATM withdrawals not currently supported.
Crypto Capabilities
Security & Custody
Supported Assets
