PEXX Card
by PEXX Technology Pty Ltd
The PEXX Card is a virtual Mastercard funded with USD, USDT, or USDC. Visa cards were discontinued in January 2026. Issuer help (countries FAQ, checked 13 Oct 2026) lists eligible residence countries across Europe (including the UK, Switzerland, and Montenegro), Asia-Pacific, Latin America, Middle East and Africa, plus other named territories (Guernsey, Isle of Man, Jersey, Ukraine, and more). Idle USD, USDT, and USDC can earn yield advertised as ~3.5% APY, backed by tokenized U.S. Treasuries. US routing and account numbers are available without a US address. The card page markets a physical card; issuer help currently describes virtual card issuance only (Apple Pay and Google Pay). ATM withdrawals are not supported on the virtual card.
Unique Features
- Functions as a stablecoin neobank with interest yield
Pros
- No Annual or Issuance Fees
- Earn ~3.5% APY on idle USD, USDT, and USDC
- US Banking details for non-US residents
- Mastercard available across Europe, Asia-Pacific, LATAM, MEA and other listed territories
Cons
- Virtual only (card page markets physical; issuer help describes virtual issuance; no ATM withdrawals)
- 0.6% Transaction Fee on all spend
- 1.2% FX markup on foreign currency
- Custodial (Not your keys)
Integrations & Tech
Available In (68)
Fee Structure
Fee Details
0.6% Transaction Fee + 1.2% FX Fee (for non-USD spend). Authorisation fees of $0.10-$0.50 may apply per transaction. Minimum top-up is $2 USD. Rechecked 13 Oct 2026 against issuer fees FAQ (25 Nov 2025).
Limits & Conditions
ATM withdrawals are not supported (Virtual Card). Specific daily spending limits are not publicly disclosed ('no spending limits' on card page FAQ). Country eligibility: issuer countries FAQ checked 13 Oct 2026.
Crypto Capabilities
Security & Custody
Supported Assets
