PEXX Card
by PEXX Technology Pty Ltd
The PEXX Card is a virtual Mastercard funded with USD, USDT, or USDC. Visa cards were discontinued in January 2026. On 6 July 2026 PEXX launched a new Mastercard for select countries (issuer help lists EEA, UK, Switzerland, and related territories — not the previous Asia/Africa/LATAM set). Idle USD, USDT, and USDC can earn yield advertised as up to 4% APY (earn page also quotes 3.5% APY on USD), backed by tokenized U.S. Treasuries. US routing and account numbers are available without a US address. The card page and homepage market a physical card; issuer help still says physical cards are coming soon. ATM withdrawals are not supported on the virtual card.
Unique Features
- Functions as a stablecoin neobank with interest yield
Pros
- No Annual or Issuance Fees
- Earn up to 4% APY on idle USD, USDT, and USDC
- US Banking details for non-US residents
- New Mastercard available in EEA, UK, Switzerland and related territories
Cons
- Virtual only (issuer help: physical cards coming soon; no ATM withdrawals)
- 0.6% Transaction Fee on all spend
- 1.2% FX markup on foreign currency
- Custodial (Not your keys)
Integrations & Tech
Available In (54)
Fee Structure
Fee Details
0.6% Transaction Fee + 1.2% FX Fee (for non-USD spend). Authorisation fees of $0.10-$0.50 may apply per transaction. Minimum top-up is $2 USD.
Limits & Conditions
ATM withdrawals are not supported (Virtual Card). Specific daily spending limits are not publicly disclosed ('No spending limits' advertised).
Crypto Capabilities
Security & Custody
Supported Assets
